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The Longer Walk Residence Breaking the Chains of Predatory Lending

The Longer Walk Residence Breaking the Chains of Predatory Lending

Lisa McDaniel ended up being tired, dog tired. It had been almost 2 a.m. and she had been clearing up after her change being a cook at Frank’s spot, a bar and restaurant near downtown Southern Bend.

She dried the final frying pan carefully. She may have hurried to complete — nevertheless the long stroll house loomed once again. The trek would just just simply take a full hour . 5. McDaniel was indeed hoofing it backwards and forwards to Mishawaka for longer than per year.

She had been fed up with walking in the center of the evening. She’d been mugged twice. She’d gotten frostbite in her own legs from trudging through the snowfall just last year. Winter was coming once again.

Sick, but there is nobody to provide her a trip. No buses operating this late. No cash to purchase a car or truck.

Then final September, McDaniel discovered from a social worker that a band of pupils during the University of Notre Dame had been providing little loans for folks in need of assistance. She’d constantly avoided lenders that are payday other people that victim from the bad, but she didn’t like banking institutions either.

“I’d never been expected any such thing like this. I happened to be leaping along, therefore excited that someone ended up being happy to provide me personally the full time of time.” Lisa McDaniel, JIFFI customer

“When you head into a bank, you’re currently down,” she claims. “You’re wanting to fare better, nevertheless they make one feel like you’re maybe maybe perhaps not the right types of individual become here.”

“The pupils weren’t that way. Once they had my funds, they asked just how much I’d be comfortable having to pay and just how frequently. I’d never ever been expected anything like this. I happened to be leaping down and up, therefore excited that someone ended up being prepared to provide me personally enough time of time.”